{"id":3067,"date":"2025-05-02T10:29:40","date_gmt":"2025-05-02T09:29:40","guid":{"rendered":"https:\/\/inter-pension.ch\/?page_id=3067"},"modified":"2026-08-26T10:58:38","modified_gmt":"2026-08-26T09:58:38","slug":"die-berufliche-vorsorge","status":"publish","type":"page","link":"https:\/\/inter-pension.ch\/fr\/die-berufliche-vorsorge\/","title":{"rendered":"La pr\u00e9voyance professionnelle"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3067\" class=\"elementor elementor-3067\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9530c37 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9530c37\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5331769\" data-id=\"5331769\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-51d81da elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"51d81da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Berufliche Vorsorge betrifft uns <span>alle<\/span><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5645e95 elementor-widget elementor-widget-text-editor\" data-id=\"5645e95\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Sicherheit im Alter. Schutz bei Krankheit. Unterst\u00fctzung f\u00fcr Ihre Familie. Die berufliche Vorsorge ist ein tragender Pfeiler unseres sozialen Zusammenhalts.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8bf1e3 elementor-widget elementor-widget-text-editor\" data-id=\"f8bf1e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Was f\u00fcr viele nach trockener Administration klingt, ist in Wahrheit ein Schutzschirm f\u00fcr uns alle. Die berufliche Vorsorge ist ein verl\u00e4sslicher Partner durchs Leben \u2013 sie sichert Einkommen, sorgt f\u00fcr Stabilit\u00e4t und unterst\u00fctzt im Ernstfall.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8844837\" data-id=\"8844837\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-73d81fc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"73d81fc\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-15d13bf my-sticky-inner-section\" data-id=\"15d13bf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cea1d18 elementor-widget elementor-widget-image\" data-id=\"cea1d18\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_offset&quot;:0,&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/AdobeStock_228547304-min-scaled.jpeg\" class=\"attachment-full size-full wp-image-3629\" alt=\"\" srcset=\"https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/AdobeStock_228547304-min-scaled.jpeg 2560w, https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/AdobeStock_228547304-min-300x200.jpeg 300w, https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/AdobeStock_228547304-min-1024x683.jpeg 1024w, https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/AdobeStock_228547304-min-768x512.jpeg 768w, https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/AdobeStock_228547304-min-1536x1024.jpeg 1536w, https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/AdobeStock_228547304-min-2048x1365.jpeg 2048w, https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/AdobeStock_228547304-min-18x12.jpeg 18w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a60613d\" data-id=\"a60613d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b285cd0 elementor-widget elementor-widget-heading\" data-id=\"b285cd0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>.elementor-element-b285cd0{display:none !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a4222cf elementor-widget elementor-widget-text-editor\" data-id=\"a4222cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00a0Ein Unfall, eine Krankheit oder das Rentenalter \u2013 wir alle sind irgendwann einmal in unseren Leben auf Unterst\u00fctzung angewiesen. Die berufliche Vorsorge stellt sicher, dass unser Einkommen gesch\u00fctzt bleibt \u2013 f\u00fcr uns und unsere Familie.<\/p><p>Sie ist nicht nur ein Bestandteil der Arbeitswelt, sondern ein Teil unserer Lebensplanung.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c51dda counter_item_left_align elementor-widget elementor-widget-counter\" data-id=\"1c51dda\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Menschen in der Schweiz sind \u00fcber die 2. S\u00e4ule versichert<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\">&gt; <\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"4\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"> Millionen<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a0bbbfc counter_item_left_align elementor-widget elementor-widget-counter\" data-id=\"a0bbbfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">sind in der Schweiz in der 2. S\u00e4ule angelegt<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\">&gt; <\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"1\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"> Billion CHF<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6d0985 elementor-widget elementor-widget-text-editor\" data-id=\"a6d0985\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Diese Zahlen unterstreichen die zentrale Bedeutung der beruflichen Vorsorge f\u00fcr die finanzielle Absicherung in der Schweiz.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-eb4373f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eb4373f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-154eb52\" data-id=\"154eb52\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3f52318 elementor-widget elementor-widget-heading\" data-id=\"3f52318\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Das 3-S\u00e4ulen-System der Schweiz (einfach erkl\u00e4rt)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0744730 elementor-widget elementor-widget-text-editor\" data-id=\"0744730\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Die soziale Sicherheit in der Schweiz basiert auf einem bew\u00e4hrten Drei-S\u00e4ulen-Prinzip. Es sorgt daf\u00fcr, dass Menschen bei Alter, Invalidit\u00e4t oder im Todesfall von Angeh\u00f6rigen finanziell abgesichert sind.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5a41a37 elementor-section-full_width elementor-section-content-top elementor-reverse-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"5a41a37\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2790252\" data-id=\"2790252\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d14084a elementor-widget elementor-widget-text-editor\" data-id=\"d14084a\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"text1\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>1. S\u00e4ule \u2013 AHV\/IV (staatliche Vorsorge)<\/h5><p>Die Alters- und Hinterlassenenversicherung sowie die Invalidenversicherung bilden das Fundament der sozialen Sicherheit. Sie sollen das Existenzminimum decken. Die 1. S\u00e4ule ist obligatorisch f\u00fcr alle und im Umlageverfahren finanziert. Neben den Abgaben der Arbeitnehmenden und Arbeitgebenden leistet auch die \u00f6ffentliche Hand einen Beitrag an die Finanzierung der Ausgaben f\u00fcr die Altersrenten. Diese \u00fcber Steuereinnahmen finanzierten Subventionen machen rund einen Viertel der Gesamteinnahmen der AHV aus. Neben den Einnahmen aus der Mehrwertsteuer und der Spielbankenabgabe leistet der Bund einen wesentlichen Beitrag.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9da7b5e elementor-widget elementor-widget-spacer\" data-id=\"9da7b5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67ac97d elementor-widget elementor-widget-text-editor\" data-id=\"67ac97d\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"text2\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>2. S\u00e4ule \u2013 Berufliche Vorsorge (BVG):<\/h5><p>Sie erg\u00e4nzt die Leistungen aus der 1. S\u00e4ule, um den gewohnten Lebensstandard auch nach der Pensionierung aufrechterhalten zu k\u00f6nnen. Die 2. S\u00e4ule ist im Kapitaldeckungsverfahren finanziert: Die Beitr\u00e4ge von den Arbeitgebenden und Arbeitnehmenden werden nicht wie bei der AHV direkt weiterverwendet f\u00fcr die Zahlungen an die Rentenbez\u00fcgern. Stattdessen werden die Gelder in Wertschriften, Immobilien etc. angelegt und erzielen damit einen Zins. Dadurch vermehrt sich das Altersguthaben der Versicherten \u00fcber die Jahre hinweg beachtlich und das f\u00fchrt wiederum zu besseren Leistungen.<\/p><p>Die zweite S\u00e4ule ist der Schl\u00fcssel zur nachhaltigen Vorsorge f\u00fcr Erwerbst\u00e4tige \u2013 und damit tragende St\u00fctze unseres Systems.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42c2f6a elementor-widget elementor-widget-spacer\" data-id=\"42c2f6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b9a8c5 elementor-widget elementor-widget-text-editor\" data-id=\"9b9a8c5\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"text3\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>3. S\u00e4ule \u2013 Private Vorsorge:<\/h5><p>Diese ist freiwillig und erlaubt individuelle Erg\u00e4nzungen zur ersten und zweiten S\u00e4ule. Die gebundene Vorsorge (S\u00e4ule 3a) bietet steuerliche Vorteile. Die freie Vorsorge (S\u00e4ule 3b) ist flexibel, aber nicht steuerlich privilegiert. Die 3. S\u00e4ule ist ebenfalls im Kapitaldeckungsverfahren organisiert. Weil sie aber freiwillig ist, zahlen die Arbeitgebenden hierbei nicht mit ein.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-365054b\" data-id=\"365054b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b77bb27 elementor-widget elementor-widget-image\" data-id=\"b77bb27\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_offset&quot;:0,&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"481\" src=\"https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/05\/3saeulen.svg\" class=\"attachment-large size-large wp-image-3233\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-42586ad elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"42586ad\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f96323b\" data-id=\"f96323b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-37e7291 elementor-widget elementor-widget-heading\" data-id=\"37e7291\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ein System im Wandel<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ee76471 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"ee76471\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-da85a63\" data-id=\"da85a63\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f6c3127 elementor-widget elementor-widget-text-editor\" data-id=\"f6c3127\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Unsere Gesellschaft steht vor grossen Ver\u00e4nderungen: Wir leben l\u00e4nger, arbeiten flexibler und haben unterschiedliche Erwerbsbiografien. Gleichzeitig steigen die Kosten und Erwartungen.<br \/><br \/>Damit das Vorsorgesystem zukunftsf\u00e4hig bleibt, braucht es faire, unabh\u00e4ngige und tragf\u00e4hige Modelle \u2013 wie sie heute schon von vielen Sammel- und Gemeinschaftseinrichtungen umgesetzt werden.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5985888 elementor-widget elementor-widget-heading\" data-id=\"5985888\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Noch nie verbrachten Menschen so viele Jahre im Ruhestand wie heute.<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7b2a42b\" data-id=\"7b2a42b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-9434bed elementor-hidden-mobile elementor-widget elementor-widget-bar_google_chart\" data-id=\"9434bed\" data-element_type=\"widget\" data-e-type=\"widget\" data-no-translation=\"\" data-widget_type=\"bar_google_chart.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>.elementor-element-9434bed{display:none !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-083d232 elementor-hidden-mobile elementor-widget elementor-widget-bar_google_chart\" data-id=\"083d232\" data-element_type=\"widget\" data-e-type=\"widget\" data-no-translation=\"\" data-widget_type=\"bar_google_chart.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div role=\"img\" class=\"\">\n\t<div>\n\t\t\n\t\t\t<\/div>\n\t\n<div class=\"chart-box\">\n\t<div class=\"google-chart-texture\">\n\t\t<p>No Data Found<\/p>\n\t<\/div>\n\t<div class=\"graphina-google-chart \"\n        data-common_filter_id=\"\"\n\t\tdata-chart_type=\"bar_google\"\n\t\tdata-chart_type_static=\"BarChart\"\n\t\tdata-element_id=\"083d232\"\n\t\tdata-chart_options='{&quot;titleTextStyle&quot;:{&quot;fontName&quot;:&quot;Bricolage Grotesque&quot;,&quot;color&quot;:&quot;&quot;,&quot;fontSize&quot;:&quot;&quot;},&quot;chartArea&quot;:{&quot;left&quot;:&quot;10%&quot;,&quot;right&quot;:&quot;5%&quot;},&quot;height&quot;:350,&quot;chartType&quot;:&quot;&quot;,&quot;series&quot;:[{&quot;lineWidth&quot;:2,&quot;lineDashStyle&quot;:null,&quot;pointShow&quot;:false,&quot;pointSize&quot;:null,&quot;pointShape&quot;:null,&quot;targetAxisIndex&quot;:0},{&quot;lineWidth&quot;:2,&quot;lineDashStyle&quot;:null,&quot;pointShow&quot;:false,&quot;pointSize&quot;:null,&quot;pointShape&quot;:null,&quot;targetAxisIndex&quot;:0},{&quot;lineWidth&quot;:2,&quot;lineDashStyle&quot;:null,&quot;pointShow&quot;:false,&quot;pointSize&quot;:null,&quot;pointShape&quot;:null,&quot;targetAxisIndex&quot;:0},{&quot;lineWidth&quot;:2,&quot;lineDashStyle&quot;:null,&quot;pointShow&quot;:false,&quot;pointSize&quot;:null,&quot;pointShape&quot;:null,&quot;targetAxisIndex&quot;:0},{&quot;lineWidth&quot;:2,&quot;lineDashStyle&quot;:null,&quot;pointShow&quot;:false,&quot;pointSize&quot;:null,&quot;pointShape&quot;:null,&quot;targetAxisIndex&quot;:0},{&quot;lineWidth&quot;:2,&quot;lineDashStyle&quot;:null,&quot;pointShow&quot;:false,&quot;pointSize&quot;:null,&quot;pointShape&quot;:null,&quot;targetAxisIndex&quot;:0},{&quot;lineWidth&quot;:2,&quot;lineDashStyle&quot;:null,&quot;pointShow&quot;:false,&quot;pointSize&quot;:null,&quot;pointShape&quot;:null,&quot;targetAxisIndex&quot;:0}],&quot;tooltip&quot;:{&quot;showColorCode&quot;:true,&quot;textStyle&quot;:{&quot;color&quot;:&quot;black&quot;},&quot;trigger&quot;:&quot;focus&quot;},&quot;backgroundColor&quot;:&quot;&quot;,&quot;colors&quot;:[&quot;#B3B3B3&quot;,&quot;#929292&quot;,&quot;#D5D87A&quot;,&quot;#EEEEEE&quot;,&quot;#A1A53C&quot;,&quot;#E9E9E9&quot;,&quot;#D1D651&quot;],&quot;legend&quot;:{&quot;position&quot;:&quot;bottom&quot;,&quot;textStyle&quot;:{&quot;fontSize&quot;:10,&quot;color&quot;:&quot;black&quot;},&quot;alignment&quot;:&quot;center&quot;},&quot;annotations&quot;:{&quot;stemColor&quot;:&quot;&quot;,&quot;textStyle&quot;:{&quot;fontName&quot;:&quot;Bricolage Grotesque&quot;,&quot;fontSize&quot;:&quot;&quot;,&quot;color&quot;:&quot;&quot;,&quot;auraColor&quot;:&quot;&quot;,&quot;opacity&quot;:&quot;&quot;}},&quot;isStacked&quot;:false,&quot;animation&quot;:{&quot;startup&quot;:true,&quot;duration&quot;:800,&quot;easing&quot;:&quot;linear&quot;},&quot;hAxis&quot;:{&quot;format&quot;:&quot;long&quot;,&quot;slantedText&quot;:false,&quot;slantedTextAngle&quot;:&quot;&quot;,&quot;direction&quot;:1,&quot;title&quot;:&quot;&quot;,&quot;titleTextStyle&quot;:{&quot;fontName&quot;:&quot;Bricolage Grotesque&quot;,&quot;color&quot;:&quot;&quot;,&quot;fontSize&quot;:&quot;&quot;},&quot;textStyle&quot;:{&quot;fontName&quot;:&quot;Bricolage Grotesque&quot;,&quot;color&quot;:&quot;#000000&quot;,&quot;fontSize&quot;:11},&quot;scaleType&quot;:&quot;&quot;,&quot;textPosition&quot;:&quot;out&quot;,&quot;gridlines&quot;:{&quot;color&quot;:&quot;#cccccc&quot;,&quot;count&quot;:4}},&quot;vAxis&quot;:{&quot;viewWindowMode&quot;:&quot;explicit&quot;,&quot;viewWindow&quot;:{&quot;max&quot;:&quot;&quot;,&quot;min&quot;:&quot;&quot;},&quot;direction&quot;:1,&quot;title&quot;:&quot;Donn\\u00e9es en pourcentage (%)&quot;,&quot;logScale&quot;:&quot;&quot;,&quot;scaleType&quot;:&quot;&quot;,&quot;titleTextStyle&quot;:{&quot;fontName&quot;:&quot;Bricolage Grotesque&quot;,&quot;color&quot;:&quot;#000000&quot;,&quot;fontSize&quot;:12},&quot;textStyle&quot;:{&quot;fontName&quot;:&quot;Bricolage Grotesque&quot;,&quot;color&quot;:&quot;#000000&quot;,&quot;fontSize&quot;:11},&quot;textPosition&quot;:&quot;out&quot;,&quot;format&quot;:&quot;long&quot;,&quot;baselineColor&quot;:&quot;#cccccc&quot;,&quot;gridlines&quot;:{&quot;color&quot;:&quot;#cccccc&quot;,&quot;count&quot;:4}},&quot;bar&quot;:{&quot;groupWidth&quot;:20}}'\n\t\tdata-chart_data='{&quot;columns&quot;:[{&quot;type&quot;:&quot;string&quot;,&quot;label&quot;:&quot;Category&quot;},{&quot;type&quot;:&quot;number&quot;,&quot;label&quot;:&quot;Enfance&quot;},{&quot;type&quot;:&quot;number&quot;,&quot;label&quot;:&quot;\\u00c9cole &amp; formation&quot;},{&quot;type&quot;:&quot;number&quot;,&quot;label&quot;:&quot;Universit\\u00e9&quot;},{&quot;type&quot;:&quot;number&quot;,&quot;label&quot;:&quot;Autres&quot;},{&quot;type&quot;:&quot;number&quot;,&quot;label&quot;:&quot;Vie active&quot;},{&quot;type&quot;:&quot;number&quot;,&quot;label&quot;:&quot;Week-ends &amp; f\\u00eates&quot;},{&quot;type&quot;:&quot;number&quot;,&quot;label&quot;:&quot;Retraite&quot;}],&quot;rows&quot;:[[&quot;1955&quot;,7,15,0,4,37,17,19],[&quot;2020&quot;,7,14,4,4,26,18,26]]}'\n\t\tdata-extra_data='{&quot;show_annotation&quot;:false,&quot;chart_annotation_prefix_postfix&quot;:false,&quot;chart_annotation_prefix&quot;:&quot;&quot;,&quot;chart_data_series_count_dynamic&quot;:7,&quot;chart_annotation_postfix&quot;:&quot;&quot;,&quot;chart_data_option&quot;:false,&quot;chart_csv_column_wise_enable&quot;:false,&quot;chart_dynamic_data_option&quot;:&quot;&quot;,&quot;chart_csv_x_columns&quot;:&quot;&quot;,&quot;chart_csv_y_columns&quot;:&quot;&quot;,&quot;chart_csv_x_columns_sql&quot;:&quot;&quot;,&quot;chart_csv_y_columns_sql&quot;:&quot;&quot;,&quot;element_import_from_table_dynamic_key&quot;:&quot;&quot;,&quot;current_post_id&quot;:3067,&quot;graphina_prefix&quot;:&quot;iq_&quot;,&quot;can_chart_reload_ajax&quot;:false,&quot;interval_data_refresh&quot;:15,&quot;is_chart_horizontal&quot;:false}'\n\t\tdata-settings='[]'\n        style=\"height: 350px\"\n\t\t>\n\t<\/div>\n<\/div>\n<script>\n    (function($) {\n        'use strict';\n        $(document).ready(function() {\n            if (window.graphinaGoogleBarChart && typeof window.graphinaGoogleBarChart.observeChartElement === 'function') {\n                window.graphinaGoogleBarChart.observeChartElement($('.graphina-google-chart[data-element_id=\"083d232\"]'), 'BarChart');\n            }\n        });\n    })(jQuery);\n<\/script>\t<div class=\"graphina-filter-notext graphina-083d232-notext\" style=\"display: none; height:350px; align-content:center\">\n\t\t<p class=\"graphina-filter-notext\" style=\"text-align: center;\">\n\t\t\tNo Data Found\t\t<\/p>\n\t<\/div>\n\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8071356 elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-donut_google_chart\" data-id=\"8071356\" data-element_type=\"widget\" data-e-type=\"widget\" data-no-translation=\"\" data-widget_type=\"donut_google_chart.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>.elementor-element-8071356{display:none !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5efd317 elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-donut_google_chart\" data-id=\"5efd317\" data-element_type=\"widget\" data-e-type=\"widget\" data-no-translation=\"\" data-widget_type=\"donut_google_chart.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div role=\"img\" class=\"chart-card\">\n\t<div>\n\t\t\t\t\t<h4 class=\"heading graphina-chart-heading\">\n\t\t\t\t1955\t\t\t<\/h4>\n\t\t\n\t\t\t\t\t<p class=\"sub-heading graphina-chart-sub-heading\">\n\t\t\t\tLa vie active repr\u00e9sentait 37% de la dur\u00e9e de vie, tandis que la retraite en occupait environ 19%.\t\t\t<\/p>\n\t\t\t<\/div>\n\t\n<div class=\"chart-box\">\n\t<div class=\"google-chart-texture\">\n\t\t<p>No Data Found<\/p>\n\t<\/div>\n\t<div class=\"graphina-google-chart \"\n        data-common_filter_id=\"\"\n\t\tdata-chart_type=\"donut_google\"\n\t\tdata-chart_type_static=\"DountChart\"\n\t\tdata-element_id=\"5efd317\"\n\t\tdata-chart_options='{&quot;title&quot;:&quot;&quot;,&quot;titleTextStyle&quot;:{&quot;fontName&quot;:&quot;Poppins&quot;,&quot;color&quot;:&quot;&quot;,&quot;fontSize&quot;:&quot;&quot;},&quot;chartArea&quot;:{&quot;left&quot;:&quot;10%&quot;,&quot;right&quot;:&quot;5%&quot;},&quot;height&quot;:350,&quot;tooltip&quot;:{&quot;showColorCode&quot;:true,&quot;textStyle&quot;:{&quot;fontSize&quot;:10,&quot;fontName&quot;:&quot;Poppins&quot;,&quot;color&quot;:&quot;black&quot;},&quot;trigger&quot;:&quot;selection&quot;,&quot;text&quot;:&quot;value&quot;},&quot;backgroundColor&quot;:&quot;&quot;,&quot;legend&quot;:{&quot;position&quot;:&quot;bottom&quot;,&quot;textStyle&quot;:{&quot;fontName&quot;:&quot;Poppins&quot;,&quot;fontSize&quot;:10,&quot;color&quot;:&quot;black&quot;},&quot;alignment&quot;:&quot;center&quot;},&quot;colors&quot;:[&quot;#B3B3B3&quot;,&quot;#929292&quot;,&quot;#D5D87A&quot;,&quot;#EEEEEE&quot;,&quot;#A1A53C&quot;,&quot;#E9E9E9&quot;,&quot;#D1D651&quot;],&quot;reverseCategories&quot;:false,&quot;showLables&quot;:false,&quot;pieSliceText&quot;:&quot;&quot;,&quot;pieSliceBorderColor&quot;:&quot;#ffffff&quot;,&quot;pieSliceTextStyle&quot;:{&quot;fontName&quot;:&quot;Poppins&quot;,&quot;color&quot;:&quot;&quot;,&quot;fontSize&quot;:&quot;&quot;},&quot;pieHole&quot;:0.65}'\n\t\tdata-chart_data='{&quot;rows&quot;:[[&quot;Enfance&quot;,7],[&quot;\\u00c9cole &amp; formation&quot;,15],[&quot;Universit\\u00e9&quot;,0],[&quot;Autres&quot;,4],[&quot;Vie active&quot;,37],[&quot;Week-ends &amp; vacances&quot;,17],[&quot;Retraite&quot;,19]],&quot;columns&quot;:[[&quot;string&quot;,&quot;Month&quot;],[&quot;number&quot;,&quot;Sales&quot;]]}'\n\t\tdata-extra_data='{&quot;show_annotation&quot;:false,&quot;chart_annotation_prefix_postfix&quot;:false,&quot;chart_annotation_prefix&quot;:&quot;&quot;,&quot;chart_data_series_count_dynamic&quot;:7,&quot;chart_annotation_postfix&quot;:&quot;&quot;,&quot;chart_data_option&quot;:false,&quot;chart_csv_column_wise_enable&quot;:false,&quot;chart_dynamic_data_option&quot;:&quot;&quot;,&quot;chart_csv_x_columns&quot;:&quot;&quot;,&quot;chart_csv_y_columns&quot;:&quot;&quot;,&quot;chart_csv_x_columns_sql&quot;:&quot;&quot;,&quot;chart_csv_y_columns_sql&quot;:&quot;&quot;,&quot;element_import_from_table_dynamic_key&quot;:&quot;&quot;,&quot;current_post_id&quot;:3067,&quot;graphina_prefix&quot;:&quot;iq_&quot;,&quot;can_chart_reload_ajax&quot;:false,&quot;interval_data_refresh&quot;:15,&quot;is_chart_horizontal&quot;:false,&quot;prefix&quot;:&quot;&quot;,&quot;suffix&quot;:&quot;&quot;}'\n\t\tdata-settings='[]'\n        style=\"height: 350px\"\n\t\t>\n\t<\/div>\n<\/div>\n<script>\n    (function($) {\n        'use strict';\n        $(document).ready(function() {\n            if (window.graphinaGoogleDonutChart && typeof window.graphinaGoogleDonutChart.observeChartElement === 'function') {\n                window.graphinaGoogleDonutChart.observeChartElement($('.graphina-google-chart[data-element_id=\"5efd317\"]'), 'PieChart');\n            }\n        });\n    })(jQuery);\n<\/script>\t<div class=\"graphina-filter-notext graphina-5efd317-notext\" style=\"display: none; height:350px; align-content:center\">\n\t\t<p class=\"graphina-filter-notext\" style=\"text-align: center;\">\n\t\t\tNo Data Found\t\t<\/p>\n\t<\/div>\n\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ee193b elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-donut_google_chart\" data-id=\"6ee193b\" data-element_type=\"widget\" data-e-type=\"widget\" data-no-translation=\"\" data-widget_type=\"donut_google_chart.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>.elementor-element-6ee193b{display:none !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33bdef1 elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-donut_google_chart\" data-id=\"33bdef1\" data-element_type=\"widget\" data-e-type=\"widget\" data-no-translation=\"\" data-widget_type=\"donut_google_chart.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div role=\"img\" class=\"chart-card\">\n\t<div>\n\t\t\t\t\t<h4 class=\"heading graphina-chart-heading\">\n\t\t\t\t2020\t\t\t<\/h4>\n\t\t\n\t\t\t\t\t<p class=\"sub-heading graphina-chart-sub-heading\">\n\t\t\t\tLa vie active ne repr\u00e9sentait plus que 26% de la dur\u00e9e de vie, tout comme la retraite, \u00e9galement \u00e0 26%.\t\t\t<\/p>\n\t\t\t<\/div>\n\t\n<div class=\"chart-box\">\n\t<div class=\"google-chart-texture\">\n\t\t<p>No Data Found<\/p>\n\t<\/div>\n\t<div class=\"graphina-google-chart \"\n        data-common_filter_id=\"\"\n\t\tdata-chart_type=\"donut_google\"\n\t\tdata-chart_type_static=\"DountChart\"\n\t\tdata-element_id=\"33bdef1\"\n\t\tdata-chart_options='{&quot;title&quot;:&quot;&quot;,&quot;titleTextStyle&quot;:{&quot;fontName&quot;:&quot;Poppins&quot;,&quot;color&quot;:&quot;&quot;,&quot;fontSize&quot;:&quot;&quot;},&quot;chartArea&quot;:{&quot;left&quot;:&quot;10%&quot;,&quot;right&quot;:&quot;5%&quot;},&quot;height&quot;:350,&quot;tooltip&quot;:{&quot;showColorCode&quot;:true,&quot;textStyle&quot;:{&quot;fontSize&quot;:10,&quot;fontName&quot;:&quot;Poppins&quot;,&quot;color&quot;:&quot;black&quot;},&quot;trigger&quot;:&quot;selection&quot;,&quot;text&quot;:&quot;value&quot;},&quot;backgroundColor&quot;:&quot;&quot;,&quot;legend&quot;:{&quot;position&quot;:&quot;bottom&quot;,&quot;textStyle&quot;:{&quot;fontName&quot;:&quot;Poppins&quot;,&quot;fontSize&quot;:10,&quot;color&quot;:&quot;black&quot;},&quot;alignment&quot;:&quot;center&quot;},&quot;colors&quot;:[&quot;#B3B3B3&quot;,&quot;#929292&quot;,&quot;#D5D87A&quot;,&quot;#EEEEEE&quot;,&quot;#A1A53C&quot;,&quot;#E9E9E9&quot;,&quot;#D1D651&quot;],&quot;reverseCategories&quot;:false,&quot;showLables&quot;:false,&quot;pieSliceText&quot;:&quot;&quot;,&quot;pieSliceBorderColor&quot;:&quot;#ffffff&quot;,&quot;pieSliceTextStyle&quot;:{&quot;fontName&quot;:&quot;Poppins&quot;,&quot;color&quot;:&quot;&quot;,&quot;fontSize&quot;:&quot;&quot;},&quot;pieHole&quot;:0.65}'\n\t\tdata-chart_data='{&quot;rows&quot;:[[&quot;Enfance&quot;,7],[&quot;\\u00c9cole &amp; formation&quot;,14],[&quot;Universit\\u00e9&quot;,4],[&quot;Autres&quot;,4],[&quot;Vie active&quot;,26],[&quot;Week-ends &amp; vacances&quot;,18],[&quot;Retraite&quot;,26]],&quot;columns&quot;:[[&quot;string&quot;,&quot;Month&quot;],[&quot;number&quot;,&quot;Sales&quot;]]}'\n\t\tdata-extra_data='{&quot;show_annotation&quot;:false,&quot;chart_annotation_prefix_postfix&quot;:false,&quot;chart_annotation_prefix&quot;:&quot;&quot;,&quot;chart_data_series_count_dynamic&quot;:7,&quot;chart_annotation_postfix&quot;:&quot;&quot;,&quot;chart_data_option&quot;:false,&quot;chart_csv_column_wise_enable&quot;:false,&quot;chart_dynamic_data_option&quot;:&quot;&quot;,&quot;chart_csv_x_columns&quot;:&quot;&quot;,&quot;chart_csv_y_columns&quot;:&quot;&quot;,&quot;chart_csv_x_columns_sql&quot;:&quot;&quot;,&quot;chart_csv_y_columns_sql&quot;:&quot;&quot;,&quot;element_import_from_table_dynamic_key&quot;:&quot;&quot;,&quot;current_post_id&quot;:3067,&quot;graphina_prefix&quot;:&quot;iq_&quot;,&quot;can_chart_reload_ajax&quot;:false,&quot;interval_data_refresh&quot;:15,&quot;is_chart_horizontal&quot;:false,&quot;prefix&quot;:&quot;&quot;,&quot;suffix&quot;:&quot;&quot;}'\n\t\tdata-settings='[]'\n        style=\"height: 350px\"\n\t\t>\n\t<\/div>\n<\/div>\n<script>\n    (function($) {\n        'use strict';\n        $(document).ready(function() {\n            if (window.graphinaGoogleDonutChart && typeof window.graphinaGoogleDonutChart.observeChartElement === 'function') {\n                window.graphinaGoogleDonutChart.observeChartElement($('.graphina-google-chart[data-element_id=\"33bdef1\"]'), 'PieChart');\n            }\n        });\n    })(jQuery);\n<\/script>\t<div class=\"graphina-filter-notext graphina-33bdef1-notext\" style=\"display: none; height:350px; align-content:center\">\n\t\t<p class=\"graphina-filter-notext\" style=\"text-align: center;\">\n\t\t\tNo Data Found\t\t<\/p>\n\t<\/div>\n\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2df3f33 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2df3f33\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-44beadc\" data-id=\"44beadc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3ae6a23 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3ae6a23\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-72a50c8\" data-id=\"72a50c8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2fe115c elementor-widget elementor-widget-heading\" data-id=\"2fe115c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Die drei Arten von Pensionskassen einfach erkl\u00e4rt<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d587957 elementor-widget elementor-widget-text-editor\" data-id=\"d587957\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In der beruflichen Vorsorge gibt es drei g\u00e4ngige Arten respektive Organisationsformen: firmeneigene, Sammel- und Gemeinschaftseinrichtungen.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0d2fa43\" data-id=\"0d2fa43\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c517ee2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c517ee2\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-1c644d3\" data-id=\"1c644d3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-164c372 elementor-widget elementor-widget-image\" data-id=\"164c372\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"559\" src=\"https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/1-er-501.png\" class=\"attachment-large size-large wp-image-3694\" alt=\"\" srcset=\"https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/1-er-501.png 1002w, https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/1-er-501-300x210.png 300w, https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/1-er-501-768x537.png 768w, https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/1-er-501-18x12.png 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bf14ed elementor-widget elementor-widget-heading\" data-id=\"6bf14ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Unternehmenseigene Vorsorgeeinrichtungen<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef1ef9e elementor-widget elementor-widget-text-editor\" data-id=\"ef1ef9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Grosse Unternehmen wie beispielsweise eine Migros oder UBS betreiben h\u00e4ufig eine eigene Pensionskasse \u2013 eine sogenannte unternehmenseigene Vorsorgeeinrichtung.<\/p><p>Obwohl Unternehmen und Pensionskasse rechtlich unabh\u00e4ngig sind, sind sie eng miteinander verbunden. Ver\u00e4nderungen im Unternehmen \u2013 etwa bei der Mitarbeitendenzahl \u2013 wirken sich direkt auf die Pensionskasse aus.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-397d256\" data-id=\"397d256\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bc9498b elementor-widget elementor-widget-image\" data-id=\"bc9498b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"559\" src=\"https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/2-grafik-1.png\" class=\"attachment-large size-large wp-image-3684\" alt=\"\" srcset=\"https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/2-grafik-1.png 1002w, https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/2-grafik-1-300x210.png 300w, https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/2-grafik-1-768x537.png 768w, https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/2-grafik-1-18x12.png 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9125c08 elementor-widget elementor-widget-heading\" data-id=\"9125c08\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Sammeleinrichtungen<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d7fec68 elementor-widget elementor-widget-text-editor\" data-id=\"d7fec68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>F\u00fcr kleine und mittlere Unternehmen lohnt sich eine eigene Pensionskasse meist nicht. Sie schliessen sich deshalb einer Sammel- oder Gemeinschaftseinrichtungen an. Bei der Sammeleinrichtung bildet jedes angeschlossene Unternehmen ein eigenes Vorsorgewerk mit eigener Rechnung.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-6f8521c\" data-id=\"6f8521c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-521123d elementor-widget elementor-widget-image\" data-id=\"521123d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"559\" src=\"https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/3-grafik.png\" class=\"attachment-large size-large wp-image-3685\" alt=\"\" srcset=\"https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/3-grafik.png 1002w, https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/3-grafik-300x210.png 300w, https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/3-grafik-768x537.png 768w, https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/3-grafik-18x12.png 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5c8faf elementor-widget elementor-widget-heading\" data-id=\"e5c8faf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Gemeinschaftseinrichtungen<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18d3f9e elementor-widget elementor-widget-text-editor\" data-id=\"18d3f9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Auch bei der Gemeinschaftseinrichtung schliessen sich mehrere Unternehmen zusammen.<\/p><p>Anders als bei Sammeleinrichtungen gibt es hier jedoch keine separaten Vorsorgewerke \u2013 alle Versicherten werden gemeinsam gef\u00fchrt.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5b85fdd elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5b85fdd\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-725bde8\" data-id=\"725bde8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7b73403 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7b73403\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_offset&quot;:0,&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7ac1cf2\" data-id=\"7ac1cf2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-224bee1 elementor-widget elementor-widget-heading\" data-id=\"224bee1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">inter-pension als Stimme der kleinen und mittleren Unternehmen<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc06690 elementor-widget elementor-widget-text-editor\" data-id=\"bc06690\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;motion_fx_motion_fx_mouse&quot;:&quot;yes&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>inter-pension ist der unabh\u00e4ngige Fachverband der Sammel- und Gemeinschaftseinrichtungen in der 2. S\u00e4ule \u2013 und vertritt damit ein zentrales Element des Schweizer Vorsorgesystems. Als Verband b\u00fcndeln wir die Interessen von \u00fcber 50 Vorsorgeeinrichtungen mit \u00fcber zwei Millionen Versicherten, insbesondere aus dem KMU-Umfeld.<\/p><p>Unsere Arbeit zielt darauf ab, faire, stabile und zukunftsf\u00e4hige gesetzliche Rahmenbedingungen f\u00fcr die berufliche Vorsorge zu schaffen. Wir bringen fundiertes Fachwissen und die praktische Perspektive unserer Mitglieder aktiv in politische Entscheidungsprozesse ein \u2013 sei es durch Stellungnahmen, Vernehmlassungen oder den direkten Dialog mit Beh\u00f6rden und Parlament.<\/p><p>Gleichzeitig verstehen wir uns als Plattform f\u00fcr Austausch, Transparenz und Weiterentwicklung. Wir f\u00f6rdern den fachlichen Dialog unter Vorsorgeeinrichtungen, schaffen Vertrauen durch Offenheit und setzen uns konsequent f\u00fcr eine Vorsorge ein, die nachhaltig, solidarisch und generationengerecht funktioniert.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3785eda\" data-id=\"3785eda\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d17abff elementor-skin-carousel elementor-arrows-yes elementor-pagination-type-bullets elementor-pagination-position-outside elementor-widget elementor-widget-media-carousel\" data-id=\"d17abff\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;effect&quot;:&quot;fade&quot;,&quot;lazyload&quot;:&quot;yes&quot;,&quot;space_between&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:7,&quot;sizes&quot;:[]},&quot;skin&quot;:&quot;carousel&quot;,&quot;show_arrows&quot;:&quot;yes&quot;,&quot;pagination&quot;:&quot;bullets&quot;,&quot;speed&quot;:500,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;loop&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;space_between_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]}}\" data-no-translation=\"\" data-widget_type=\"media-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>.elementor-element-d17abff{display:none !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4554f81 elementor-skin-carousel elementor-arrows-yes elementor-pagination-type-bullets elementor-pagination-position-outside elementor-widget elementor-widget-media-carousel\" data-id=\"4554f81\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;effect&quot;:&quot;fade&quot;,&quot;lazyload&quot;:&quot;yes&quot;,&quot;space_between&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:7,&quot;sizes&quot;:[]},&quot;skin&quot;:&quot;carousel&quot;,&quot;show_arrows&quot;:&quot;yes&quot;,&quot;pagination&quot;:&quot;bullets&quot;,&quot;speed&quot;:500,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;loop&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;space_between_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]}}\" data-no-translation=\"\" data-widget_type=\"media-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t\t\t<div class=\"elementor-main-swiper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Slides\">\n\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/Bildschirmfoto-2025-06-20-um-22.30.51.png\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"4554f81\" data-elementor-lightbox-title=\"Bildschirmfoto 2025-06-20 um 22.30.51\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6Mzc0MywidXJsIjoiaHR0cHM6XC9cL2ludGVyLXBlbnNpb24uY2hcL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjVcLzA2XC9CaWxkc2NoaXJtZm90by0yMDI1LTA2LTIwLXVtLTIyLjMwLjUxLnBuZyIsInNsaWRlc2hvdyI6IjQ1NTRmODEifQ%3D%3D\" data-elementor-lightbox-video=\"https:\/\/player.vimeo.com\/video\/1094130858?autoplay=1&amp;rel=0&amp;controls=0#t=\">\t\t<div class=\"elementor-carousel-image swiper-lazy\" role=\"img\" aria-label=\"Bildschirmfoto 2025-06-20 um 22.30.51\" data-background=\"https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/Bildschirmfoto-2025-06-20-um-22.30.51.png\">\n\n\t\t\t\t\t\t\t<div class=\"swiper-lazy-preloader\"><\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"elementor-custom-embed-play\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-play\"><\/i>\t\t\t\t\t<span class=\"elementor-screen-only\">Lire<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/Bildschirmfoto-2025-06-20-um-22.32.03.png\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"4554f81\" data-elementor-lightbox-title=\"Bildschirmfoto 2025-06-20 um 22.32.03\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6Mzc0NCwidXJsIjoiaHR0cHM6XC9cL2ludGVyLXBlbnNpb24uY2hcL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjVcLzA2XC9CaWxkc2NoaXJtZm90by0yMDI1LTA2LTIwLXVtLTIyLjMyLjAzLnBuZyIsInNsaWRlc2hvdyI6IjQ1NTRmODEifQ%3D%3D\" data-elementor-lightbox-video=\"https:\/\/player.vimeo.com\/video\/1094131854?autoplay=1&amp;rel=0&amp;controls=0#t=\">\t\t<div class=\"elementor-carousel-image swiper-lazy\" role=\"img\" aria-label=\"Bildschirmfoto 2025-06-20 um 22.32.03\" data-background=\"https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/Bildschirmfoto-2025-06-20-um-22.32.03.png\">\n\n\t\t\t\t\t\t\t<div class=\"swiper-lazy-preloader\"><\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"elementor-custom-embed-play\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-play\"><\/i>\t\t\t\t\t<span class=\"elementor-screen-only\">Lire<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/Bildschirmfoto-2025-06-20-um-22.33.56.png\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"4554f81\" data-elementor-lightbox-title=\"Bildschirmfoto 2025-06-20 um 22.33.56\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6Mzc0OCwidXJsIjoiaHR0cHM6XC9cL2ludGVyLXBlbnNpb24uY2hcL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjVcLzA2XC9CaWxkc2NoaXJtZm90by0yMDI1LTA2LTIwLXVtLTIyLjMzLjU2LnBuZyIsInNsaWRlc2hvdyI6IjQ1NTRmODEifQ%3D%3D\" data-elementor-lightbox-video=\"https:\/\/player.vimeo.com\/video\/1094133183?autoplay=1&amp;rel=0&amp;controls=0#t=\">\t\t<div class=\"elementor-carousel-image swiper-lazy\" role=\"img\" aria-label=\"Bildschirmfoto 2025-06-20 um 22.33.56\" data-background=\"https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/Bildschirmfoto-2025-06-20-um-22.33.56.png\">\n\n\t\t\t\t\t\t\t<div class=\"swiper-lazy-preloader\"><\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"elementor-custom-embed-play\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-play\"><\/i>\t\t\t\t\t<span class=\"elementor-screen-only\">Lire<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/Bildschirmfoto-2025-06-20-um-22.34.52.png\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"4554f81\" data-elementor-lightbox-title=\"Bildschirmfoto 2025-06-20 um 22.34.52\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6Mzc1MiwidXJsIjoiaHR0cHM6XC9cL2ludGVyLXBlbnNpb24uY2hcL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjVcLzA2XC9CaWxkc2NoaXJtZm90by0yMDI1LTA2LTIwLXVtLTIyLjM0LjUyLnBuZyIsInNsaWRlc2hvdyI6IjQ1NTRmODEifQ%3D%3D\" data-elementor-lightbox-video=\"https:\/\/player.vimeo.com\/video\/1094134989?autoplay=1&amp;rel=0&amp;controls=0#t=\">\t\t<div class=\"elementor-carousel-image swiper-lazy\" role=\"img\" aria-label=\"Bildschirmfoto 2025-06-20 um 22.34.52\" data-background=\"https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/Bildschirmfoto-2025-06-20-um-22.34.52.png\">\n\n\t\t\t\t\t\t\t<div class=\"swiper-lazy-preloader\"><\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"elementor-custom-embed-play\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-play\"><\/i>\t\t\t\t\t<span class=\"elementor-screen-only\">Lire<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/Bildschirmfoto-2025-06-20-um-22.35.38.png\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"4554f81\" data-elementor-lightbox-title=\"Bildschirmfoto 2025-06-20 um 22.35.38\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6Mzc1MywidXJsIjoiaHR0cHM6XC9cL2ludGVyLXBlbnNpb24uY2hcL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjVcLzA2XC9CaWxkc2NoaXJtZm90by0yMDI1LTA2LTIwLXVtLTIyLjM1LjM4LnBuZyIsInNsaWRlc2hvdyI6IjQ1NTRmODEifQ%3D%3D\" data-elementor-lightbox-video=\"https:\/\/player.vimeo.com\/video\/1094130011?autoplay=1&amp;rel=0&amp;controls=0#t=\">\t\t<div class=\"elementor-carousel-image swiper-lazy\" role=\"img\" aria-label=\"Bildschirmfoto 2025-06-20 um 22.35.38\" data-background=\"https:\/\/inter-pension.ch\/wp-content\/uploads\/2025\/06\/Bildschirmfoto-2025-06-20-um-22.35.38.png\">\n\n\t\t\t\t\t\t\t<div class=\"swiper-lazy-preloader\"><\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"elementor-custom-embed-play\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-play\"><\/i>\t\t\t\t\t<span class=\"elementor-screen-only\">Lire<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\" aria-label=\"Pr\u00e9c\u00e9dent\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-left\"><\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\" aria-label=\"Suivant\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-right\"><\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-pagination\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5b30059 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5b30059\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0fb6d41\" data-id=\"0fb6d41\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d6d6b50 elementor-widget elementor-widget-heading\" data-id=\"d6d6b50\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">H\u00e4ufige Fragen zur beruflichen Vorsorge, einfach erkl\u00e4rt<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2cbf3de elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"2cbf3de\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-8ea098e\" data-id=\"8ea098e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-542131e elementor-widget elementor-widget-toggle\" data-id=\"542131e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-8821\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-8821\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Wie funktioniert das Schweizer Vorsorgesystem?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8821\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-8821\"><p><span style=\"font-weight: 400;\">Das Vorsorgesystem basiert auf drei S\u00e4ulen: der staatlichen AHV, der beruflichen Vorsorge (BVG) und der freiwilligen privaten Vorsorge. Die zweite S\u00e4ule \u2013 also die berufliche Vorsorge \u2013 erg\u00e4nzt die AHV und wird gemeinsam von Arbeitgeber und Arbeitnehmer finanziert.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-8822\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-8822\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Was bedeutet BVG?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8822\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-8822\"><p><span style=\"font-weight: 400;\">Die Abk\u00fcrzung BVG bedeutet Bundesgesetz \u00fcber die berufliche Alters-, Hinterlassenen- und Invalidenvorsorge. Das BVG bestimmt, wer im Rahmen der\u00a0<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-8823\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-8823\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Warum ist die berufliche Vorsorge wichtig?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8823\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-8823\"><p><span style=\"font-weight: 400;\">Sie sorgt daf\u00fcr, dass Menschen und ihre Angeh\u00f6rigen im Ruhestand, beim Ableben oder bei Invalidit\u00e4t finanziell abgesichert sind. Sie entlastet gleichzeitig den Staat und st\u00e4rkt die soziale Stabilit\u00e4t.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-8824\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-8824\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Wie kann ich pr\u00fcfen, ob noch irgendwo vergessene Vorsorgeguthaben bestehen?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8824\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-8824\"><p class=\"my-0\">Die <span style=\"text-decoration: underline;\"><a href=\"https:\/\/sfbvg.ch\/aufgaben\/suche-nach-guthaben\" target=\"_blank\" rel=\"noopener\">Zentralstelle 2. S\u00e4ule des Sicherheitsfonds BVG<\/a><\/span> ist die offizielle Anlaufstelle, um nach vergessenen oder kontaktlosen Vorsorgeguthaben zu suchen. Die Suche ist f\u00fcr Sie kostenlos. F\u00fcr eine sichere und professionelle Suche nach vergessenen Vorsorgeguthaben gen\u00fcgt eine solche Anfrage bei der Zentralstelle \u2013 zus\u00e4tzliche Anbieter sind nicht notwendig.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-8825\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-8825\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Wie hoch wird meine Altersrente sein?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8825\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-8825\"><p>Die H\u00f6he der Altersrente h\u00e4ngt stark vom angesparten Altersguthaben und dessen Verzinsung ab. Eine weitere wichtige Komponente ist der Umwandlungssatz.\u00a0<\/p><p>Auf Ihrem\u00a0<strong>Vorsorgeausweis<\/strong> finden Sie eine Sch\u00e4tzung, wie hoch die Altersrente ausfallen k\u00f6nnte. Die Berechnung basiert auf einer Hochrechnung mit dem aktuell g\u00fcltigen Zinssatz, dem zurzeit geltenden Umwandlungssatz und unter der Annahme, dass der Lohn gleichbleibt. Bei einer vorzeitigen Pensionierung wird der Umwandlungssatz entsprechend gek\u00fcrzt und wenn man \u00fcber das Rentenalter hinaus arbeitet erh\u00f6ht.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-8826\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-8826\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Was ist der Umwandlungssatz?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8826\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-8826\"><p data-start=\"95\" data-end=\"420\">Damit eine Pensionskasse die Rente berechnen kann, braucht sie einen sogenannten Umwandlungssatz. Dieser sagt aus, wie viel Rente man pro Jahr bekommt \u2013 gemessen am angesparten Alterskapital. Ein Umwandlungssatz von 6,8\u202f% bedeutet zum Beispiel: Wer 100&#8217;000 Franken Altersguthaben hat, erh\u00e4lt pro Jahr 6&#8217;800 Franken Rente.<\/p><p data-start=\"422\" data-end=\"578\">Wie hoch dieser Umwandlungssatz ist, h\u00e4ngt von mehreren Faktoren ab: dem Alter bei der Pensionierung, dem Geschlecht und dem Jahr, in dem man in Rente geht.<\/p><p data-start=\"580\" data-end=\"905\">Viele Pensionskassen verwenden einen einheitlichen Umwandlungssatz f\u00fcr das gesamte Guthaben \u2013 egal ob es sich um den gesetzlich vorgeschriebenen Teil handelt (das sogenannte BVG-Obligatorium) oder um freiwillig zus\u00e4tzlich angespartes Guthaben (\u00dcberobligatorium). In der Praxis ist das meist ein sogenannter Mischsatz.<\/p><p data-start=\"907\" data-end=\"1111\">Wenn jemand nur im gesetzlichen Bereich versichert ist, muss die Pensionskasse mindestens die gesetzlich garantierte Rente auszahlen. Sofern auch \u00fcberobligatorisches Guthaben besteht, sind auch tiefere S\u00e4tze m\u00f6glich.<\/p><p data-start=\"1113\" data-end=\"1453\">Einige Pensionskassen \u2013 allerdings immer weniger \u2013 unterscheiden bei der Berechnung der Rente noch zwischen dem obligatorischen und dem \u00fcberobligatorischen Guthaben. Dabei wenden sie f\u00fcr jeden Teil einen eigenen Umwandlungssatz an. Wichtig dabei: Auch in diesem Modell muss die gesetzlich vorgeschriebene Mindestleistung eingehalten werden.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-8827\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-8827\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Soll ich mein Pensionskassenguthaben als Kapital beziehen oder eine lebenslange Rente w\u00e4hlen?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8827\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-8827\"><p>Das l\u00e4sst sich nicht pauschal beantworten. Ob Kapitalbezug oder lebenslange Rente sinnvoller ist, h\u00e4ngt insbesondere von Ihrer finanziellen Situation, Ihrem Sicherheitsbed\u00fcrfnis, Ihrer Lebenserwartung, Ihrer Steuer- und Anlagesituation sowie den Konditionen Ihrer Pensionskasse ab. Eine individuelle Finanzberatung kann deshalb sinnvoll sein.<br \/><br \/>Unsere Mitglieder bieten meist \u00fcber ein Vorsorgeportal entsprechende Projektionsm\u00f6glichkeiten an, die direkt mit Ihren Daten aus der Pensionskasse berechnet werden. Alternativ gibt es auch allgemeinere Rechner, beispielsweise bei <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.moneyland.ch\/de\/pensionskassen-rente-kapital-rechner\" target=\"_blank\" rel=\"noopener\">Moneyland<\/a><\/span> oder <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.123-pensionierung.ch\/berechnen\/rente-kapital-vergleichen\/\" target=\"_blank\" rel=\"noopener\">123-Pensionerung<\/a><\/span>, mit denen sich die beiden Varianten vergleichen lassen. <br \/><br \/><br \/><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-914f1e9\" data-id=\"914f1e9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-48314b1 elementor-widget elementor-widget-toggle\" data-id=\"48314b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7561\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-7561\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Was macht inter-pension genau?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-7561\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-7561\"><p><span style=\"font-weight: 400;\">inter-pension ist der Fachverband der Sammel- und Gemeinschaftseinrichtungen der 2. S\u00e4ule, welche sich prim\u00e4r um die Vorsorge von KMU k\u00fcmmern. Wir setzen uns f\u00fcr faire Rahmenbedingungen und die Interessen von \u00fcber zwei Millionen Versicherten ein.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7562\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-7562\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Welche Vorsorgeeinrichtungen sind Mitglieder von inter-pension?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-7562\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-7562\"><p><span style=\"font-weight: 400;\">Eine Liste aller Mitglieder finden Sie auf unserer Website unter:\u00a0<a href=\"http:\/\/www.inter-pension.ch\/mitglieder\">www.inter-pension.ch\/mitglieder<\/a><\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7563\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-7563\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Warum braucht es inter-pension?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-7563\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-7563\"><p><span style=\"font-weight: 400;\">Weil der Dialog f\u00fcr die Weiterentwicklung und Erhaltung unseres erfolgreichen Vorsorgesystems wichtig ist. Wir b\u00fcndeln das Know-how, vertreten Anliegen gegen\u00fcber Politik und Verwaltung und f\u00f6rdern den fachlichen Austausch.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7564\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-7564\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Kann die Altersrente mit freiwilligen Eink\u00e4ufen aufgebessert werden?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-7564\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-7564\"><p>Um die zuk\u00fcnftige Rente aufzubessern, k\u00f6nnen zus\u00e4tzliche Eink\u00e4ufe in die Pensionskasse get\u00e4tigt werden, jedoch nur bis zu einer gewissen Grenze.<\/p><p>Auf dem Vorsorgeausweis ist angegeben, wie hoch die m\u00f6gliche Einkaufssumme ist. Diese\u00a0<strong>Eink\u00e4ufe k\u00f6nnen vom steuerbaren Einkommen abgezogen<\/strong>\u00a0werden.<\/p><p>Bitte beachten Sie, dass das Pensionskassenguthaben w\u00e4hrend drei Jahren nach einem Einkauf gesperrt ist f\u00fcr Barauszahlungen, wie zum Beispiel Vorbez\u00fcge f\u00fcr Wohneigentum oder Kapitalabfindungen bei Pensionierungen.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7565\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-7565\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Was bedeutet Obligatorium und \u00dcberobligatorium?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-7565\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-7565\"><p data-start=\"83\" data-end=\"306\">Pensionskassen m\u00fcssen sich an gewisse gesetzliche Mindestregeln halten. Diese sind im sogenannten BVG (Bundesgesetz \u00fcber die berufliche Vorsorge) festgelegt und werden auch BVG-Minimum oder BVG-Obligatorium genannt.<\/p><p data-start=\"308\" data-end=\"731\">Zu diesen Vorgaben geh\u00f6ren zum Beispiel:<br data-start=\"348\" data-end=\"351\" \/>\u2013 ein Mindestlohn, ab dem man in der Pensionskasse versichert ist,<br data-start=\"440\" data-end=\"443\" \/>\u2013 Altersgutschriften,<br data-start=\"520\" data-end=\"523\" \/>\u2013 ein Lohnmaximum,<br data-start=\"593\" data-end=\"596\" \/>\u2013 und ein Umwandlungssatz, der bestimmt, wie viel Rente man aus dem angesparten Guthaben erh\u00e4lt.<\/p><p data-start=\"733\" data-end=\"1093\">Viele Pensionskassen gehen \u00fcber diese Mindestleistungen hinaus \u2013 vorausgesetzt, ihr Reglement erlaubt das. So k\u00f6nnen zum Beispiel auch L\u00f6hne unterhalb der Eintrittsschwelle oder \u00fcber dem gesetzlich festgelegten Maximum mitversichert werden. Alles, was \u00fcber das gesetzlich vorgeschriebene Minimum hinausgeht, nennt man \u00fcberobligatorische Leistungen.<\/p><p data-start=\"1095\" data-end=\"1341\">Weil das Gesetz f\u00fcr diese zus\u00e4tzlichen Leistungen weniger Vorgaben macht, d\u00fcrfen Pensionskassen den obligatorischen und den \u00fcberobligatorischen Teil unterschiedlich behandeln \u2013 zum Beispiel bei der Verzinsung oder bei der Rentenberechnung.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7566\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-7566\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Kann ich anstelle einer Rente aus der Pensionskasse auch Kapital beziehen?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-7566\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-7566\"><p data-start=\"61\" data-end=\"328\">Wenn man in Rente geht, kann man sich einen Teil des angesparten Pensionskassen-Guthabens auf einmal als Kapital auszahlen lassen, anstatt es als monatliche Rente zu beziehen. Das Gesetz garantiert dabei mindestens einen Viertel des obligatorischen Guthabens.<\/p><p data-start=\"330\" data-end=\"464\">Viele Pensionskassen sind jedoch grossz\u00fcgiger und erlauben sogar einen Kapitalbezug von bis zu 100\u202f% des gesamten Altersguthabens.<\/p><p data-start=\"466\" data-end=\"733\">Wichtig: <strong>Jede Pensionskasse hat eigene Regeln<\/strong>, wie viel Kapital man beziehen darf und bis wann man den Antrag daf\u00fcr stellen muss. Es lohnt sich deshalb, diese Vorgaben fr\u00fchzeitig im Pensionskassenreglement nachzuschauen oder direkt bei der Kasse nachzufragen.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c7400a1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c7400a1\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-eb2a230\" data-id=\"eb2a230\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-cb95ae8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cb95ae8\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b0b7cb5\" data-id=\"b0b7cb5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5f8ded0 elementor-widget elementor-widget-heading\" data-id=\"5f8ded0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Vorsorge beginnt mit Verstehen<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa23e44 elementor-widget elementor-widget-text-editor\" data-id=\"fa23e44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Informieren Sie sich. Hinterfragen Sie Ihre aktuelle Situation. Sprechen Sie mit Ihrem Arbeitgeber oder Ihrer Vorsorgeeinrichtung. Denn wer sich heute mit dem Thema auseinandersetzt, hilft mit, unser Vorsorgesystem stark und solidarisch zu halten.<\/p><p>In Interviews erl\u00e4utern unsere Vertreter komplexe Themen der beruflichen Vorsorge, ordnen aktuelle Entwicklungen ein und geben Einblicke in die Haltung des Verbands zu politischen und wirtschaftlichen Fragen rund um die 2. S\u00e4ule.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-95d0793\" data-id=\"95d0793\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-eb6d300 elementor-widget elementor-widget-jet-listing-grid\" data-id=\"eb6d300\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;columns&quot;:&quot;3&quot;,&quot;columns_tablet&quot;:&quot;1&quot;}\" data-widget_type=\"jet-listing-grid.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"jet-listing-grid jet-listing\"><div class=\"jet-listing-grid__items grid-col-desk-3 grid-col-tablet-1 grid-col-mobile-1 jet-listing-grid--3840\" data-queried-id=\"3067|WP_Post\" data-nav=\"{&quot;enabled&quot;:false,&quot;type&quot;:null,&quot;more_el&quot;:null,&quot;query&quot;:{&quot;allowed_query_ids&quot;:[&quot;&quot;],&quot;signature&quot;:&quot;d3878de8992ace499624185533b547a0137eefbb074f54891916331734d12065&quot;},&quot;widget_settings&quot;:{&quot;lisitng_id&quot;:3840,&quot;posts_num&quot;:6,&quot;columns&quot;:3,&quot;columns_tablet&quot;:1,&quot;columns_mobile&quot;:1,&quot;column_min_width&quot;:240,&quot;column_min_width_tablet&quot;:240,&quot;column_min_width_mobile&quot;:240,&quot;inline_columns_css&quot;:false,&quot;is_archive_template&quot;:&quot;&quot;,&quot;post_status&quot;:[&quot;publish&quot;],&quot;use_random_posts_num&quot;:&quot;&quot;,&quot;max_posts_num&quot;:9,&quot;not_found_message&quot;:&quot;No data was 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jet-listing-dynamic-field, class: .elementor-element-cadd43f *\/.acs-media-title .jet-listing-dynamic-field__content{\n  white-space: nowrap;\n  overflow: hidden;\n  text-overflow: ellipsis;\n}\/* End custom CSS *\/\n\/* Start custom CSS for jet-listing-dynamic-link, class: .elementor-element-2d89d33 *\/.elementor-3840 .elementor-element.elementor-element-2d89d33 a{\n    color:#BBC116;\n}\n.elementor-3840 .elementor-element.elementor-element-2d89d33 a:hover i{\n    color:#BBC116 !important;\n}\/* End custom CSS *\/\n\/* Start custom CSS for section, class: .elementor-element-e6d2a80 *\/.elementor-3840 .elementor-element.elementor-element-e6d2a80 #acs-external-arrow .elementor-widget-container{\n    transform: rotate(45deg) !important;\n}\n.elementor-3840 .elementor-element.elementor-element-e6d2a80:hover #acs-external-arrow .elementor-widget-container{\n    transform: rotate(90deg) !important;\n}\n\n.elementor-3840 .elementor-element.elementor-element-e6d2a80:hover .acs-media-title .jet-listing-dynamic-field__content{\n    color:#BBC116;\n}\n\n.elementor-3840 .elementor-element.elementor-element-e6d2a80 .elementor-container.elementor-column-gap-default{\n    padding: 0 !important\n}\/* End custom CSS *\/<\/style><div class=\"jet-listing-grid__item jet-listing-dynamic-post-4648 elementor-dcss-1999162481978987\" data-post-id=\"4648\"  ><div class=\"jet-engine-listing-overlay-wrap\" data-url=\"https:\/\/www.fuw.ch\/sind-pensionskassen-fit-fuer-die-zukunft-406964402981\" data-target=\"_blank\">\t\t<div data-elementor-type=\"jet-listing-items\" data-elementor-id=\"3840\" class=\"elementor elementor-3840\" data-elementor-post-type=\"jet-engine\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e6d2a80 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"e6d2a80\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5272200\" data-id=\"5272200\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ace9509 elementor-widget elementor-widget-jet-listing-dynamic-field\" data-id=\"ace9509\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-listing-dynamic-field.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"jet-listing jet-listing-dynamic-field display-inline\"><div class=\"jet-listing-dynamic-field__inline-wrap\"><i class=\"jet-listing-dynamic-field__icon fas fa-calendar-day\" aria-hidden=\"true\"><\/i><div class=\"jet-listing-dynamic-field__content\" >2. octobre 2026<\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cadd43f elementor-widget__width-initial acs-media-title elementor-widget elementor-widget-jet-listing-dynamic-field\" data-id=\"cadd43f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-listing-dynamic-field.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"jet-listing jet-listing-dynamic-field display-inline\"><div class=\"jet-listing-dynamic-field__inline-wrap\"><div class=\"jet-listing-dynamic-field__content\" >FuW: Die 1000-Mrd.-Fr.-Frage: Sind Pensionskassen fit f\u00fcr die Zukunft?<\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d89d33 elementor-widget__width-auto elementor-widget elementor-widget-jet-listing-dynamic-link\" data-id=\"2d89d33\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"acs-external-arrow\" data-widget_type=\"jet-listing-dynamic-link.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"jet-listing jet-listing-dynamic-link\"><a href=\"https:\/\/www.fuw.ch\/sind-pensionskassen-fit-fuer-die-zukunft-406964402981\" class=\"jet-listing-dynamic-link__link\" target=\"_blank\"><i class=\"jet-listing-dynamic-link__icon fas fa-arrow-up\" aria-hidden=\"true\"><\/i><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<a href=\"https:\/\/www.fuw.ch\/sind-pensionskassen-fit-fuer-die-zukunft-406964402981\" class=\"jet-engine-listing-overlay-link\" target=\"_blank\"><\/a><\/div><\/div><div class=\"jet-listing-grid__item jet-listing-dynamic-post-4634 elementor-dcss-1999162502841031\" data-post-id=\"4634\"  ><div class=\"jet-engine-listing-overlay-wrap\" data-url=\"https:\/\/www.youtube.com\/watch?v=hgZiCIFH13M\" data-target=\"_blank\">\t\t<div data-elementor-type=\"jet-listing-items\" data-elementor-id=\"3840\" class=\"elementor elementor-3840\" data-elementor-post-type=\"jet-engine\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e6d2a80 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"e6d2a80\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5272200\" data-id=\"5272200\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ace9509 elementor-widget elementor-widget-jet-listing-dynamic-field\" data-id=\"ace9509\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-listing-dynamic-field.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"jet-listing jet-listing-dynamic-field display-inline\"><div class=\"jet-listing-dynamic-field__inline-wrap\"><i class=\"jet-listing-dynamic-field__icon fas fa-calendar-day\" aria-hidden=\"true\"><\/i><div class=\"jet-listing-dynamic-field__content\" >18. septembre 2026<\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cadd43f elementor-widget__width-initial acs-media-title elementor-widget elementor-widget-jet-listing-dynamic-field\" data-id=\"cadd43f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-listing-dynamic-field.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"jet-listing jet-listing-dynamic-field display-inline\"><div class=\"jet-listing-dynamic-field__inline-wrap\"><div class=\"jet-listing-dynamic-field__content\" >Der Finanzplaner Podcast: Deine Pensionskasse entscheidet \u00fcber dein Geld. Warum eigentlich?<\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d89d33 elementor-widget__width-auto elementor-widget elementor-widget-jet-listing-dynamic-link\" data-id=\"2d89d33\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"acs-external-arrow\" data-widget_type=\"jet-listing-dynamic-link.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"jet-listing jet-listing-dynamic-link\"><a href=\"https:\/\/www.youtube.com\/watch?v=hgZiCIFH13M\" class=\"jet-listing-dynamic-link__link\" target=\"_blank\"><i class=\"jet-listing-dynamic-link__icon fas fa-arrow-up\" aria-hidden=\"true\"><\/i><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<a href=\"https:\/\/www.youtube.com\/watch?v=hgZiCIFH13M\" class=\"jet-engine-listing-overlay-link\" target=\"_blank\"><\/a><\/div><\/div><div class=\"jet-listing-grid__item jet-listing-dynamic-post-4605 elementor-dcss-1999162520982967\" data-post-id=\"4605\"  ><div class=\"jet-engine-listing-overlay-wrap\" data-url=\"https:\/\/www.finanz-ch.ch\/post\/einflussfaktoren-auf-die-verzinsung-von-altersguthaben-in-der-beruflichen-vorsorge\" data-target=\"_blank\">\t\t<div data-elementor-type=\"jet-listing-items\" data-elementor-id=\"3840\" class=\"elementor elementor-3840\" data-elementor-post-type=\"jet-engine\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e6d2a80 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"e6d2a80\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5272200\" data-id=\"5272200\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ace9509 elementor-widget elementor-widget-jet-listing-dynamic-field\" data-id=\"ace9509\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-listing-dynamic-field.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"jet-listing jet-listing-dynamic-field display-inline\"><div class=\"jet-listing-dynamic-field__inline-wrap\"><i class=\"jet-listing-dynamic-field__icon fas fa-calendar-day\" aria-hidden=\"true\"><\/i><div class=\"jet-listing-dynamic-field__content\" >17. juillet 2026<\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cadd43f elementor-widget__width-initial acs-media-title elementor-widget elementor-widget-jet-listing-dynamic-field\" data-id=\"cadd43f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-listing-dynamic-field.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"jet-listing jet-listing-dynamic-field display-inline\"><div class=\"jet-listing-dynamic-field__inline-wrap\"><div class=\"jet-listing-dynamic-field__content\" >FINANZ: Einflussfaktoren auf die Verzinsung von Altersguthaben in der beruflichen Vorsorge<\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d89d33 elementor-widget__width-auto elementor-widget elementor-widget-jet-listing-dynamic-link\" data-id=\"2d89d33\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"acs-external-arrow\" data-widget_type=\"jet-listing-dynamic-link.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"jet-listing jet-listing-dynamic-link\"><a href=\"https:\/\/www.finanz-ch.ch\/post\/einflussfaktoren-auf-die-verzinsung-von-altersguthaben-in-der-beruflichen-vorsorge\" class=\"jet-listing-dynamic-link__link\" target=\"_blank\"><i class=\"jet-listing-dynamic-link__icon fas fa-arrow-up\" aria-hidden=\"true\"><\/i><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<a href=\"https:\/\/www.finanz-ch.ch\/post\/einflussfaktoren-auf-die-verzinsung-von-altersguthaben-in-der-beruflichen-vorsorge\" class=\"jet-engine-listing-overlay-link\" target=\"_blank\"><\/a><\/div><\/div><div class=\"jet-listing-grid__item jet-listing-dynamic-post-4604 elementor-dcss-1999162541120544\" data-post-id=\"4604\"  ><div class=\"jet-engine-listing-overlay-wrap\" data-url=\"https:\/\/www.tagesanzeiger.ch\/pensionskassenrenten-16-weniger-rente-seit-2002-486819153352\" data-target=\"_blank\">\t\t<div data-elementor-type=\"jet-listing-items\" data-elementor-id=\"3840\" class=\"elementor elementor-3840\" data-elementor-post-type=\"jet-engine\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e6d2a80 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"e6d2a80\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5272200\" data-id=\"5272200\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ace9509 elementor-widget elementor-widget-jet-listing-dynamic-field\" data-id=\"ace9509\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-listing-dynamic-field.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"jet-listing jet-listing-dynamic-field display-inline\"><div class=\"jet-listing-dynamic-field__inline-wrap\"><i class=\"jet-listing-dynamic-field__icon fas fa-calendar-day\" aria-hidden=\"true\"><\/i><div class=\"jet-listing-dynamic-field__content\" >6. ao\u00fbt 2026<\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cadd43f elementor-widget__width-initial acs-media-title elementor-widget elementor-widget-jet-listing-dynamic-field\" data-id=\"cadd43f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-listing-dynamic-field.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"jet-listing jet-listing-dynamic-field display-inline\"><div class=\"jet-listing-dynamic-field__inline-wrap\"><div class=\"jet-listing-dynamic-field__content\" >Tages-Anzeiger: Manche m\u00fcssen mit 12\u2019000 Franken weniger auskommen - Warum unsere Renten schrumpfen<\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d89d33 elementor-widget__width-auto elementor-widget elementor-widget-jet-listing-dynamic-link\" data-id=\"2d89d33\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"acs-external-arrow\" data-widget_type=\"jet-listing-dynamic-link.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"jet-listing jet-listing-dynamic-link\"><a href=\"https:\/\/www.tagesanzeiger.ch\/pensionskassenrenten-16-weniger-rente-seit-2002-486819153352\" class=\"jet-listing-dynamic-link__link\" target=\"_blank\"><i class=\"jet-listing-dynamic-link__icon fas fa-arrow-up\" aria-hidden=\"true\"><\/i><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<a href=\"https:\/\/www.tagesanzeiger.ch\/pensionskassenrenten-16-weniger-rente-seit-2002-486819153352\" class=\"jet-engine-listing-overlay-link\" target=\"_blank\"><\/a><\/div><\/div><div class=\"jet-listing-grid__item jet-listing-dynamic-post-4602 elementor-dcss-1999162561047512\" data-post-id=\"4602\"  ><div class=\"jet-engine-listing-overlay-wrap\" data-url=\"https:\/\/www.ipe.com\/news\/ubs-proposes-overhaul-of-swiss-pension-system-with-fully-funded-first-pillar\/10137620.article\" data-target=\"_blank\">\t\t<div data-elementor-type=\"jet-listing-items\" data-elementor-id=\"3840\" class=\"elementor elementor-3840\" data-elementor-post-type=\"jet-engine\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e6d2a80 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"e6d2a80\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5272200\" data-id=\"5272200\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ace9509 elementor-widget elementor-widget-jet-listing-dynamic-field\" data-id=\"ace9509\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-listing-dynamic-field.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"jet-listing jet-listing-dynamic-field display-inline\"><div class=\"jet-listing-dynamic-field__inline-wrap\"><i class=\"jet-listing-dynamic-field__icon fas fa-calendar-day\" aria-hidden=\"true\"><\/i><div class=\"jet-listing-dynamic-field__content\" >7. juillet 2026<\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cadd43f elementor-widget__width-initial acs-media-title elementor-widget elementor-widget-jet-listing-dynamic-field\" data-id=\"cadd43f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-listing-dynamic-field.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"jet-listing jet-listing-dynamic-field display-inline\"><div class=\"jet-listing-dynamic-field__inline-wrap\"><div class=\"jet-listing-dynamic-field__content\" >IPE: UBS proposes overhaul of Swiss pension system with fully funded first pillar<\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d89d33 elementor-widget__width-auto elementor-widget elementor-widget-jet-listing-dynamic-link\" data-id=\"2d89d33\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"acs-external-arrow\" data-widget_type=\"jet-listing-dynamic-link.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"jet-listing jet-listing-dynamic-link\"><a href=\"https:\/\/www.ipe.com\/news\/ubs-proposes-overhaul-of-swiss-pension-system-with-fully-funded-first-pillar\/10137620.article\" class=\"jet-listing-dynamic-link__link\" target=\"_blank\"><i class=\"jet-listing-dynamic-link__icon fas fa-arrow-up\" aria-hidden=\"true\"><\/i><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<a href=\"https:\/\/www.ipe.com\/news\/ubs-proposes-overhaul-of-swiss-pension-system-with-fully-funded-first-pillar\/10137620.article\" class=\"jet-engine-listing-overlay-link\" target=\"_blank\"><\/a><\/div><\/div><div class=\"jet-listing-grid__item jet-listing-dynamic-post-4551 elementor-dcss-1999162577051218\" data-post-id=\"4551\"  ><div class=\"jet-engine-listing-overlay-wrap\" data-url=\"https:\/\/www.blick.ch\/politik\/es-geht-um-tausende-franken-diese-faktoren-entscheiden-ueber-deinen-pensionskassen-zins-id22070956.html\" data-target=\"_blank\">\t\t<div data-elementor-type=\"jet-listing-items\" data-elementor-id=\"3840\" class=\"elementor elementor-3840\" data-elementor-post-type=\"jet-engine\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e6d2a80 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"e6d2a80\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5272200\" data-id=\"5272200\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ace9509 elementor-widget elementor-widget-jet-listing-dynamic-field\" data-id=\"ace9509\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-listing-dynamic-field.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"jet-listing jet-listing-dynamic-field display-inline\"><div class=\"jet-listing-dynamic-field__inline-wrap\"><i class=\"jet-listing-dynamic-field__icon fas fa-calendar-day\" aria-hidden=\"true\"><\/i><div class=\"jet-listing-dynamic-field__content\" >30. juin 2026<\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cadd43f elementor-widget__width-initial acs-media-title elementor-widget elementor-widget-jet-listing-dynamic-field\" data-id=\"cadd43f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-listing-dynamic-field.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"jet-listing jet-listing-dynamic-field display-inline\"><div class=\"jet-listing-dynamic-field__inline-wrap\"><div class=\"jet-listing-dynamic-field__content\" >Blick: Diese Faktoren entscheiden \u00fcber deinen Pensionskassen-Zins<\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d89d33 elementor-widget__width-auto elementor-widget elementor-widget-jet-listing-dynamic-link\" data-id=\"2d89d33\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"acs-external-arrow\" data-widget_type=\"jet-listing-dynamic-link.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"jet-listing jet-listing-dynamic-link\"><a href=\"https:\/\/www.blick.ch\/politik\/es-geht-um-tausende-franken-diese-faktoren-entscheiden-ueber-deinen-pensionskassen-zins-id22070956.html\" class=\"jet-listing-dynamic-link__link\" target=\"_blank\"><i class=\"jet-listing-dynamic-link__icon fas fa-arrow-up\" aria-hidden=\"true\"><\/i><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<a href=\"https:\/\/www.blick.ch\/politik\/es-geht-um-tausende-franken-diese-faktoren-entscheiden-ueber-deinen-pensionskassen-zins-id22070956.html\" class=\"jet-engine-listing-overlay-link\" target=\"_blank\"><\/a><\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f5e0f9a elementor-align-center elementor-tablet-align-left entries_no_padding elementor-widget elementor-widget-button\" data-id=\"f5e0f9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/inter-pension.ch\/fr\/news\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\"><circle cx=\"16\" cy=\"16\" r=\"16\" fill=\"#1A171B\"><\/circle><path d=\"M16.1712 16.0005L13.3428 13.172L14.757 11.7578L18.9996 16.0005L14.757 20.2431L13.3428 18.8289L16.1712 16.0005Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Weitere Beitr\u00e4ge anzeigen<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Berufliche Vorsorge betrifft uns alle Sicherheit im Alter. Schutz bei Krankheit. Unterst\u00fctzung f\u00fcr Ihre Familie. Die berufliche Vorsorge ist ein tragender Pfeiler unseres sozialen Zusammenhalts. Was f\u00fcr viele nach trockener Administration klingt, ist in Wahrheit ein Schutzschirm f\u00fcr uns alle. Die berufliche Vorsorge ist ein verl\u00e4sslicher Partner durchs Leben \u2013 sie sichert Einkommen, sorgt f\u00fcr [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3067","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Die berufliche Vorsorge - Inter Pension<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/inter-pension.ch\/fr\/die-berufliche-vorsorge\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Die berufliche Vorsorge - Inter Pension\" \/>\n<meta property=\"og:description\" content=\"Berufliche Vorsorge betrifft uns alle Sicherheit im Alter. 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